* - required field
17855 Dixie Highway
Homewood, IL 60430
phone: (708) 991-7268
fax: (312) 268-1123
ERNEST B. FENTON, STOP FORECLOSURE ATTORNEY
I am “The Stop Foreclosure Attorney” Ernest B. Fenton. It is my passion to represent clients who are in foreclosure. To that end, I negotiate with your bank to modify the terms of your existing mortgage.This may include a reduction in your interest rate or additional time to make payments while we pursue legal remedies to your problem. If we discover that you have been a victim of predatory lending or that your rights were otherwise violated; (in many instances) I will file a lawsuit against the bank if you are in foreclosure.
I have watched countless people lose their homes or become deprived from years of equity, as a result lack of or poor legal representation. As a Consumer Advocate, it is my charge is to bridge the information and legal assistance gap that disproportionately affects the generally underserved and underrepresented homeowners and communities, and STOP FORECLOSURE. That is what I do! It is never too early or too late to call. I look forward to working with you.
I have been successful in stopping foreclosure on 24 hours notice.
PHONE (708) 991-7268 for an appointment.
When does the foreclosure process begin?
The foreclosure process usually begins when a homeowner is three months or more behind in paying their mortgage, or has materially defaulted on another term of their loan agreement.
Loss Mitigation is the generic term that encompasses all the alternatives
to foreclosure that include:
Forebearance is a “loss mitigation” method that lenders utilize to assist homewoners who are in danger of defaulting on their loans or who have fallen behind and need assistance in “catching up.” You may be allowed to “skip” one or more mortgage payments. Typically they will be “tacked” on to the end of your loan. Other components of a forebearance may include:
A short sale is the act of selling a property for less than what is owed the lender. In order to obtain a short sale you must obtain approval from the lender. Typically a lender will require:
The LOEBF has the expertise to assist with a short sale and advise our clients accordingly. Factors to consider when considering a short sale include: